Call reports 2021
PEOPLES NATIONAL BANK OF CHECOTAH, THE — 2021
What PEOPLES NATIONAL BANK OF CHECOTAH, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 164,451,000 | 166,295,000 | 162,489,000 | 164,721,000 |
| Total loans | 47,058,000 | 45,834,000 | 45,822,000 | 45,952,000 |
| Allowance for loan losses | 1,052,000 | 1,056,000 | 1,058,000 | 1,054,000 |
| Securities available for sale | 77,918,000 | 80,233,000 | 88,000,000 | 87,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,057,000 | 135,557,000 | 131,565,000 | 135,665,000 |
| Interest-bearing deposits | 92,198,000 | 91,685,000 | 89,166,000 | 93,140,000 |
| Noninterest-bearing deposits | 41,859,000 | 43,872,000 | 42,399,000 | 42,525,000 |
| Equity capital | 26,342,000 | 26,580,000 | 26,553,000 | 24,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,063,000 | 2,124,000 | 3,159,000 | 4,157,000 |
| Interest expense | 125,000 | 230,000 | 322,000 | 402,000 |
| Net interest income | 938,000 | 1,894,000 | 2,837,000 | 3,755,000 |
| Noninterest income | 843,000 | 1,341,000 | 1,658,000 | 1,983,000 |
| Noninterest expense | 959,000 | 1,863,000 | 2,797,000 | 4,365,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 822,000 | 1,372,000 | 1,698,000 | 1,373,000 |
| Income tax | 21,000 | 38,000 | 54,000 | 69,000 |
| Net income | 801,000 | 1,334,000 | 1,644,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,188,000 | 25,521,000 | 25,631,000 | 24,891,000 |
| Total capital | 26,011,000 | 26,331,000 | — | 25,696,000 |
| Risk-weighted assets | 65,616,000 | 64,520,000 | — | 64,189,000 |