Call reports 2020
PEOPLES NATIONAL BANK OF CHECOTAH, THE — 2020
What PEOPLES NATIONAL BANK OF CHECOTAH, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 141,749,000 | 150,390,000 | 150,613,000 | 155,242,000 |
| Total loans | 44,470,000 | 45,294,000 | 45,844,000 | 46,436,000 |
| Allowance for loan losses | 1,027,000 | 1,010,000 | 1,007,000 | 1,055,000 |
| Securities available for sale | 62,517,000 | 64,415,000 | 68,563,000 | 68,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,398,000 | 120,087,000 | 120,002,000 | 125,086,000 |
| Interest-bearing deposits | 81,979,000 | 84,217,000 | 85,094,000 | 87,060,000 |
| Noninterest-bearing deposits | 31,419,000 | 35,870,000 | 34,908,000 | 38,026,000 |
| Equity capital | 24,513,000 | 26,342,000 | 26,446,000 | 26,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,227,000 | 2,373,000 | 3,511,000 | 4,640,000 |
| Interest expense | 186,000 | 349,000 | 501,000 | 641,000 |
| Net interest income | 1,041,000 | 2,024,000 | 3,010,000 | 3,999,000 |
| Noninterest income | 340,000 | 669,000 | 969,000 | 1,279,000 |
| Noninterest expense | 947,000 | 1,816,000 | 2,755,000 | 3,583,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 70,000 |
| Pretax income | 434,000 | 877,000 | 1,204,000 | 1,625,000 |
| Income tax | 0 | 40,000 | 59,000 | 62,000 |
| Net income | 434,000 | 837,000 | 1,145,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,358,000 | 24,511,000 | 24,569,000 | 24,587,000 |
| Total capital | 25,086,000 | 25,270,000 | 25,341,000 | 25,373,000 |
| Risk-weighted assets | 57,939,000 | 60,432,000 | 61,489,000 | 62,484,000 |