Call reports 2003
PEOPLES NATIONAL BANK OF CHECOTAH, THE — 2003
What PEOPLES NATIONAL BANK OF CHECOTAH, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 104,107,000 | 104,319,000 | 103,604,000 | 102,832,000 |
| Total loans | 45,710,000 | 46,197,000 | 46,477,000 | 46,107,000 |
| Allowance for loan losses | 766,000 | 745,000 | 802,000 | 722,000 |
| Securities available for sale | 40,834,000 | 42,064,000 | 42,453,000 | 39,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,892,000 | 85,761,000 | 85,382,000 | 85,006,000 |
| Interest-bearing deposits | 71,460,000 | 70,427,000 | 70,711,000 | 71,385,000 |
| Noninterest-bearing deposits | 14,432,000 | 15,334,000 | 14,671,000 | 13,621,000 |
| Equity capital | 17,391,000 | 17,659,000 | 17,145,000 | 17,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 2,953,000 | 4,320,000 | 5,660,000 |
| Interest expense | 401,000 | 761,000 | 1,076,000 | 1,368,000 |
| Net interest income | 1,092,000 | 2,192,000 | 3,244,000 | 4,292,000 |
| Noninterest income | 256,000 | 528,000 | 792,000 | 1,063,000 |
| Noninterest expense | 822,000 | 1,663,000 | 2,503,000 | 3,280,000 |
| Provision for loan losses | 65,000 | 160,000 | 245,000 | 360,000 |
| Pretax income | 461,000 | 897,000 | 1,288,000 | 1,716,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 461,000 | 897,000 | 1,288,000 | 1,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,438,000 | 16,674,000 | 16,765,000 | 16,793,000 |
| Total capital | 17,116,000 | 17,351,000 | 17,445,000 | 17,469,000 |
| Risk-weighted assets | 54,144,000 | 54,081,000 | 54,282,000 | 54,069,000 |