Call reports 2001
PEOPLES NATIONAL BANK OF CHECOTAH, THE — 2001
What PEOPLES NATIONAL BANK OF CHECOTAH, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 97,858,000 | 96,365,000 | 97,499,000 | 98,830,000 |
| Total loans | 45,067,000 | 47,452,000 | 46,743,000 | 46,799,000 |
| Allowance for loan losses | 553,000 | 551,000 | 630,000 | 671,000 |
| Securities available for sale | 40,129,000 | 40,238,000 | 37,281,000 | 39,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,250,000 | 79,429,000 | 80,012,000 | 81,664,000 |
| Interest-bearing deposits | 68,910,000 | 67,670,000 | 67,496,000 | 68,527,000 |
| Noninterest-bearing deposits | 12,340,000 | 11,759,000 | 12,516,000 | 13,137,000 |
| Equity capital | 15,867,000 | 16,138,000 | 16,530,000 | 16,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,773,000 | 3,537,000 | 5,257,000 | 6,950,000 |
| Interest expense | 850,000 | 1,645,000 | 2,362,000 | 2,990,000 |
| Net interest income | 923,000 | 1,892,000 | 2,895,000 | 3,960,000 |
| Noninterest income | 258,000 | 535,000 | 785,000 | 1,058,000 |
| Noninterest expense | 763,000 | 1,557,000 | 2,315,000 | 3,021,000 |
| Provision for loan losses | 38,000 | 105,000 | 220,000 | 270,000 |
| Pretax income | 380,000 | 765,000 | 1,151,000 | 1,733,000 |
| Income tax | 0 | 12,000 | 19,000 | 25,000 |
| Net income | 380,000 | 753,000 | 1,132,000 | 1,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,213,000 | 15,416,000 | 15,540,000 | 15,796,000 |
| Total capital | 15,766,000 | 15,967,000 | 16,170,000 | 16,456,000 |
| Risk-weighted assets | 51,781,000 | 51,321,000 | 51,423,000 | 52,756,000 |