Call reports 2014
FOUNDATION BANK — 2014
What FOUNDATION BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 365,617,000 | 382,502,000 | 394,218,000 | 397,159,000 |
| Total loans | 279,958,000 | 279,157,000 | 286,299,000 | 283,173,000 |
| Allowance for loan losses | 5,093,000 | 5,030,000 | 5,258,000 | 5,615,000 |
| Securities available for sale | 32,563,000 | 34,006,000 | 59,190,000 | 60,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,678,000 | 338,746,000 | 349,773,000 | 344,468,000 |
| Interest-bearing deposits | 194,659,000 | 199,314,000 | 208,559,000 | 202,243,000 |
| Noninterest-bearing deposits | 128,019,000 | 139,432,000 | 141,214,000 | 142,225,000 |
| Equity capital | 41,108,000 | 41,557,000 | 41,449,000 | 41,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,561,000 | 7,080,000 | 10,717,000 | 14,814,000 |
| Interest expense | 206,000 | 419,000 | 637,000 | 935,000 |
| Net interest income | 3,355,000 | 6,661,000 | 10,080,000 | 13,879,000 |
| Noninterest income | 482,000 | 722,000 | 913,000 | 794,000 |
| Noninterest expense | 2,918,000 | 5,872,000 | 8,933,000 | 12,029,000 |
| Provision for loan losses | 0 | 0 | 0 | 773,000 |
| Pretax income | 919,000 | 1,554,000 | 2,103,000 | 1,962,000 |
| Income tax | 322,000 | 544,000 | 736,000 | 672,000 |
| Net income | 597,000 | 1,010,000 | 1,367,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,507,000 | 38,076,000 | 38,652,000 | 38,705,000 |
| Total capital | 41,142,000 | 41,837,000 | 42,498,000 | 42,515,000 |
| Risk-weighted assets | 289,244,000 | 299,516,000 | 306,163,000 | 302,804,000 |