Call reports 2013
FOUNDATION BANK — 2013
What FOUNDATION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 346,853,000 | 348,338,000 | 365,098,000 | 363,970,000 |
| Total loans | 285,760,000 | 280,915,000 | 281,700,000 | 282,343,000 |
| Allowance for loan losses | 9,385,000 | 5,388,000 | 4,911,000 | 5,258,000 |
| Securities available for sale | 20,400,000 | 23,807,000 | 29,597,000 | 32,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,077,000 | 311,213,000 | 326,971,000 | 320,908,000 |
| Interest-bearing deposits | 240,049,000 | 196,096,000 | 198,049,000 | 196,028,000 |
| Noninterest-bearing deposits | 70,028,000 | 115,117,000 | 128,922,000 | 124,880,000 |
| Equity capital | 35,015,000 | 35,103,000 | 35,638,000 | 40,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,528,000 | 7,110,000 | 10,838,000 | 14,514,000 |
| Interest expense | 251,000 | 483,000 | 711,000 | 922,000 |
| Net interest income | 3,277,000 | 6,627,000 | 10,127,000 | 13,592,000 |
| Noninterest income | 568,000 | 816,000 | 1,125,000 | 1,355,000 |
| Noninterest expense | 2,733,000 | 5,691,000 | 8,337,000 | 11,240,000 |
| Provision for loan losses | 0 | 0 | 700,000 | 1,700,000 |
| Pretax income | 1,106,000 | 1,746,000 | 2,209,000 | 1,966,000 |
| Income tax | 0 | 0 | 0 | -5,052,000 |
| Net income | 1,106,000 | 1,746,000 | 2,209,000 | 7,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,820,000 | 35,460,000 | 35,931,000 | 36,539,000 |
| Total capital | 38,508,000 | 39,030,000 | 39,537,000 | 40,185,000 |
| Risk-weighted assets | 289,242,000 | 283,685,000 | 287,107,000 | 289,943,000 |