Call reports 2012
FOUNDATION BANK — 2012
What FOUNDATION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 338,928,000 | 352,653,000 | 353,368,000 | 364,110,000 |
| Total loans | 261,868,000 | 271,938,000 | 284,804,000 | 289,087,000 |
| Allowance for loan losses | 10,788,000 | 9,459,000 | 9,087,000 | 9,373,000 |
| Securities available for sale | 32,808,000 | 25,981,000 | 29,360,000 | 24,539,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,547,000 | 318,149,000 | 317,540,000 | 327,664,000 |
| Interest-bearing deposits | 249,864,000 | 247,898,000 | 247,114,000 | 251,254,000 |
| Noninterest-bearing deposits | 54,683,000 | 70,251,000 | 70,426,000 | 76,410,000 |
| Equity capital | 32,135,000 | 32,315,000 | 33,356,000 | 34,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,755,000 | 7,521,000 | 11,179,000 | 14,865,000 |
| Interest expense | 379,000 | 721,000 | 1,035,000 | 1,315,000 |
| Net interest income | 3,376,000 | 6,800,000 | 10,144,000 | 13,550,000 |
| Noninterest income | 78,000 | 151,000 | 368,000 | 558,000 |
| Noninterest expense | 2,978,000 | 6,130,000 | 8,878,000 | 11,801,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 476,000 | 1,182,000 | 1,981,000 | 2,654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 476,000 | 1,182,000 | 1,981,000 | 2,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,544,000 | 32,250,000 | 33,049,000 | 33,722,000 |
| Total capital | 35,030,000 | 35,835,000 | 36,826,000 | 37,494,000 |
| Risk-weighted assets | 275,040,000 | 280,831,000 | 296,774,000 | 296,066,000 |