Call reports 2011
FOUNDATION BANK — 2011
What FOUNDATION BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 379,061,000 | 368,870,000 | 348,574,000 | 319,292,000 |
| Total loans | 294,898,000 | 283,074,000 | 280,252,000 | 263,103,000 |
| Allowance for loan losses | 15,920,000 | 15,746,000 | 13,537,000 | 11,115,000 |
| Securities available for sale | 38,472,000 | 37,041,000 | 35,729,000 | 34,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,926,000 | 334,974,000 | 313,978,000 | 285,209,000 |
| Interest-bearing deposits | 300,775,000 | 290,819,000 | 270,325,000 | 231,000,000 |
| Noninterest-bearing deposits | 44,151,000 | 44,155,000 | 43,653,000 | 54,209,000 |
| Equity capital | 30,132,000 | 29,972,000 | 29,910,000 | 31,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,204,000 | 8,328,000 | 12,372,000 | 16,202,000 |
| Interest expense | 885,000 | 1,668,000 | 2,356,000 | 2,858,000 |
| Net interest income | 3,319,000 | 6,660,000 | 10,016,000 | 13,344,000 |
| Noninterest income | -200,000 | -628,000 | -128,000 | -772,000 |
| Noninterest expense | 3,255,000 | 6,284,000 | 10,318,000 | 13,242,000 |
| Provision for loan losses | 898,000 | 1,174,000 | 1,174,000 | 3,763,000 |
| Pretax income | -1,061,000 | -1,453,000 | -1,631,000 | -4,496,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,061,000 | -1,453,000 | -1,631,000 | -4,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,803,000 | 29,410,000 | 29,233,000 | 31,068,000 |
| Total capital | 33,656,000 | 33,198,000 | 33,021,000 | 34,601,000 |
| Risk-weighted assets | 296,001,000 | 290,949,000 | 293,161,000 | 274,225,000 |