Call reports 2009
FOUNDATION BANK — 2009
What FOUNDATION BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 494,677,000 | 459,553,000 | 463,432,000 | 458,925,000 |
| Total loans | 387,496,000 | 382,788,000 | 370,811,000 | 359,085,000 |
| Allowance for loan losses | 7,690,000 | 7,994,000 | 7,129,000 | 10,840,000 |
| Securities available for sale | 33,359,000 | 36,995,000 | 48,423,000 | 45,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,529,000 | 400,899,000 | 404,564,000 | 400,688,000 |
| Interest-bearing deposits | 402,500,000 | 366,939,000 | 373,310,000 | 341,718,000 |
| Noninterest-bearing deposits | 38,029,000 | 33,960,000 | 31,254,000 | 58,970,000 |
| Equity capital | 38,384,000 | 42,411,000 | 43,016,000 | 42,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,821,000 | 11,782,000 | 17,422,000 | 23,553,000 |
| Interest expense | 1,925,000 | 3,753,000 | 5,469,000 | 7,016,000 |
| Net interest income | 3,896,000 | 8,029,000 | 11,953,000 | 16,537,000 |
| Noninterest income | 310,000 | 652,000 | 909,000 | 197,000 |
| Noninterest expense | 2,767,000 | 5,530,000 | 7,952,000 | 10,643,000 |
| Provision for loan losses | 645,000 | 1,295,000 | 2,595,000 | 12,242,000 |
| Pretax income | 794,000 | 1,856,000 | 2,315,000 | -5,658,000 |
| Income tax | 278,000 | 650,000 | 810,000 | -2,017,000 |
| Net income | 516,000 | 1,206,000 | 1,505,000 | -3,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,610,000 | 42,502,000 | 42,800,000 | 42,155,000 |
| Total capital | 43,786,000 | 47,467,000 | 47,648,000 | 46,905,000 |
| Risk-weighted assets | 411,354,000 | 393,990,000 | 385,365,000 | 373,721,000 |