Call reports 2006
FOUNDATION BANK — 2006
What FOUNDATION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 211,819,000 | 217,500,000 | 238,217,000 | 234,648,000 |
| Total loans | 150,534,000 | 163,663,000 | 164,667,000 | 178,370,000 |
| Allowance for loan losses | 2,484,000 | 2,676,000 | 2,854,000 | 2,518,000 |
| Securities available for sale | 41,549,000 | 33,851,000 | 36,476,000 | 27,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,503,000 | 176,054,000 | 196,027,000 | 193,626,000 |
| Interest-bearing deposits | 126,680,000 | 122,930,000 | 129,281,000 | 133,318,000 |
| Noninterest-bearing deposits | 54,823,000 | 53,124,000 | 66,746,000 | 60,308,000 |
| Equity capital | 17,234,000 | 17,907,000 | 24,172,000 | 24,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,605,000 | 7,606,000 | 12,101,000 | 16,667,000 |
| Interest expense | 1,055,000 | 2,327,000 | 3,816,000 | 5,269,000 |
| Net interest income | 2,550,000 | 5,279,000 | 8,285,000 | 11,398,000 |
| Noninterest income | 61,000 | 134,000 | 202,000 | 210,000 |
| Noninterest expense | 1,616,000 | 3,135,000 | 4,585,000 | 6,092,000 |
| Provision for loan losses | 173,000 | 365,000 | 543,000 | 1,502,000 |
| Pretax income | 822,000 | 1,913,000 | 3,359,000 | 4,014,000 |
| Income tax | 279,000 | 650,000 | 1,111,000 | 1,335,000 |
| Net income | 543,000 | 1,263,000 | 2,248,000 | 2,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,829,000 | 18,549,000 | 24,534,000 | 24,996,000 |
| Total capital | 20,014,000 | 20,880,000 | 26,936,000 | 27,531,000 |
| Risk-weighted assets | 174,466,000 | 186,139,000 | 191,843,000 | 202,778,000 |