Call reports 2003
FOUNDATION BANK — 2003
What FOUNDATION BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 106,075,000 | 117,007,000 | 141,541,000 | 139,337,000 |
| Total loans | 72,076,000 | 81,019,000 | 80,006,000 | 90,417,000 |
| Allowance for loan losses | 936,000 | 1,126,000 | 1,211,000 | 1,287,000 |
| Securities available for sale | 23,464,000 | 25,682,000 | 43,959,000 | 42,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,117,000 | 96,225,000 | 106,415,000 | 104,757,000 |
| Interest-bearing deposits | 60,042,000 | 67,748,000 | 77,000,000 | 75,253,000 |
| Noninterest-bearing deposits | 33,076,000 | 28,477,000 | 29,415,000 | 29,504,000 |
| Equity capital | 9,354,000 | 9,497,000 | 11,014,000 | 11,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,292,000 | 3,614,000 | 5,049,000 |
| Interest expense | 193,000 | 433,000 | 713,000 | 1,004,000 |
| Net interest income | 895,000 | 1,859,000 | 2,901,000 | 4,045,000 |
| Noninterest income | 20,000 | 45,000 | 72,000 | 108,000 |
| Noninterest expense | 716,000 | 1,457,000 | 2,236,000 | 3,147,000 |
| Provision for loan losses | 118,000 | 203,000 | 316,000 | 391,000 |
| Pretax income | 81,000 | 244,000 | 421,000 | 615,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 244,000 | 421,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,315,000 | 9,429,000 | 10,987,000 | 11,164,000 |
| Total capital | 10,336,000 | 10,555,000 | 12,163,000 | 12,451,000 |
| Risk-weighted assets | 81,656,000 | 90,578,000 | 94,056,000 | 103,530,000 |
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