Call reports 2026
CITIZENS BANK OF CUMBERLAND COUNTY, INC. — 2026
What CITIZENS BANK OF CUMBERLAND COUNTY, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 94,787,000 | 94,878,000 |
| Total loans | 66,907,000 | 67,932,000 |
| Allowance for loan losses | 763,000 | 697,000 |
| Securities available for sale | 17,487,000 | 16,133,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 81,505,000 | 80,460,000 |
| Interest-bearing deposits | 63,389,000 | 61,307,000 |
| Noninterest-bearing deposits | 18,116,000 | 19,153,000 |
| Equity capital | 11,092,000 | 11,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,489,000 | 2,992,000 |
| Interest expense | 366,000 | 712,000 |
| Net interest income | 1,123,000 | 2,280,000 |
| Noninterest income | 114,000 | 219,000 |
| Noninterest expense | 733,000 | 1,467,000 |
| Provision for loan losses | 50,000 | 50,000 |
| Pretax income | 454,000 | 982,000 |
| Income tax | 0 | 0 |
| Net income | 454,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,292,000 | 11,821,000 |