Call reports 2001
CITIZENS BANK OF CUMBERLAND COUNTY, INC. — 2001
What CITIZENS BANK OF CUMBERLAND COUNTY, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,263,000 | 28,763,000 | 34,632,000 | 42,691,000 |
| Total loans | 14,238,000 | 19,071,000 | 26,271,000 | 32,298,000 |
| Allowance for loan losses | 180,000 | 250,000 | 300,000 | 400,000 |
| Securities available for sale | 6,234,000 | 5,271,000 | 5,148,000 | 6,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,257,000 | 23,651,000 | 29,444,000 | 34,645,000 |
| Interest-bearing deposits | 18,803,000 | 21,841,000 | 27,267,000 | 31,724,000 |
| Noninterest-bearing deposits | 1,454,000 | 1,810,000 | 2,177,000 | 2,921,000 |
| Equity capital | 3,554,000 | 3,495,000 | 3,604,000 | 3,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 1,039,000 | 1,736,000 | 2,554,000 |
| Interest expense | 267,000 | 590,000 | 958,000 | 1,366,000 |
| Net interest income | 197,000 | 449,000 | 778,000 | 1,188,000 |
| Noninterest income | 26,000 | 66,000 | 107,000 | 148,000 |
| Noninterest expense | 228,000 | 491,000 | 757,000 | 1,007,000 |
| Provision for loan losses | 39,000 | 109,000 | 162,000 | 269,000 |
| Pretax income | -4,000 | 24,000 | 80,000 | 195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | 24,000 | 80,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,417,000 | 3,444,000 | 3,500,000 | 3,616,000 |
| Total capital | 3,597,000 | 3,683,000 | 3,800,000 | 3,995,000 |
| Risk-weighted assets | 15,900,000 | 19,115,000 | 24,908,000 | 30,323,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK OF CUMBERLAND COUNTY, INC. — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.