Call reports 2026
COMMERCIAL AND SAVINGS BANK OF MILLERSBURG, OHIO, THE — 2026
What COMMERCIAL AND SAVINGS BANK OF MILLERSBURG, OHIO, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,265,131,000 | 1,295,187,000 |
| Total loans | 853,264,000 | 869,498,000 |
| Allowance for loan losses | 12,947,000 | 13,528,000 |
| Securities available for sale | 128,831,000 | 121,067,000 |
| Securities held to maturity | 179,155,000 | 174,421,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,102,889,000 | 1,134,721,000 |
| Interest-bearing deposits | 828,887,000 | 846,289,000 |
| Noninterest-bearing deposits | 274,002,000 | 288,432,000 |
| Equity capital | 127,769,000 | 130,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,968,000 | 30,388,000 |
| Interest expense | 3,505,000 | 7,053,000 |
| Net interest income | 11,463,000 | 23,335,000 |
| Noninterest income | 1,848,000 | 3,783,000 |
| Noninterest expense | 7,116,000 | 14,369,000 |
| Provision for loan losses | 484,000 | 1,093,000 |
| Pretax income | 5,700,000 | 11,669,000 |
| Income tax | 1,127,000 | 2,307,000 |
| Net income | 4,573,000 | 9,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 128,450,000 | 131,738,000 |
| Total capital | 139,041,000 | 142,541,000 |
| Risk-weighted assets | 844,387,000 | 861,044,000 |