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Call reports 2013

OSWEGO COMMUNITY BANK — 2013

What OSWEGO COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.

PERIOD: 2013SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/571140d7-d8d6-45a8-8492-a6ed27c17245/2013

Balance sheet

What the bank holds and owes at quarter end

Measure2013Q1
Total assets193,878,000
Total loans83,456,000
Allowance for loan losses3,404,000
Securities available for sale72,531,000
Securities held to maturity300,000
Trading assets0
Total deposits180,070,000
Interest-bearing deposits154,686,000
Noninterest-bearing deposits25,384,000
Equity capital12,700,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2013Q1
Interest income1,571,000
Interest expense137,000
Net interest income1,434,000
Noninterest income223,000
Noninterest expense1,262,000
Provision for loan losses433,000
Pretax income-29,000
Income tax-50,000
Net income21,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2013Q1
Tier 1 capital10,593,000
Total capital11,820,000
Risk-weighted assets95,895,000

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