Call report 2002Q4
OSWEGO COMMUNITY BANK — 2002Q4
The 22 measures OSWEGO COMMUNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 132,286,000 | USD | evidence → |
| Total loans | 35,656,000 | USD | evidence → |
| Allowance for loan losses | 393,000 | USD | evidence → |
| Securities available for sale | 79,901,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,107,000 | USD | evidence → |
| Interest-bearing deposits | 97,376,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,731,000 | USD | evidence → |
| Equity capital | 12,565,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,940,000 | USD | evidence → |
| Interest expense | 2,165,000 | USD | evidence → |
| Net interest income | 4,775,000 | USD | evidence → |
| Noninterest income | 623,000 | USD | evidence → |
| Noninterest expense | 3,203,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 2,183,000 | USD | evidence → |
| Income tax | 448,000 | USD | evidence → |
| Net income | 1,735,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,970,000 | USD | evidence → |
| Total capital | 11,363,000 | USD | evidence → |
| Risk-weighted assets | 43,709,000 | USD | evidence → |