Call reports 2001

OSWEGO COMMUNITY BANK — 2001

Name: OSWEGO COMMUNITY BANK — FFIEC call report 2001
Creator: OSWEGO COMMUNITY BANK

What OSWEGO COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.

PERIOD: 2001SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/571140d7-d8d6-45a8-8492-a6ed27c17245/2001

Balance sheet

What the bank holds and owes at quarter end

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Total assets	107,896,000	123,689,000	126,743,000	123,030,000
Total loans	33,197,000	35,490,000	35,466,000	35,126,000
Allowance for loan losses	392,000	392,000	393,000	404,000
Securities available for sale	60,216,000	63,478,000	69,463,000	66,474,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	95,843,000	111,142,000	113,528,000	111,318,000
Interest-bearing deposits	78,469,000	92,680,000	94,133,000	90,893,000
Noninterest-bearing deposits	17,374,000	18,462,000	19,395,000	20,425,000
Equity capital	10,864,000	11,060,000	11,857,000	10,751,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Interest income	1,700,000	3,439,000	5,215,000	7,088,000
Interest expense	762,000	1,544,000	2,290,000	2,964,000
Net interest income	938,000	1,895,000	2,925,000	4,124,000
Noninterest income	161,000	308,000	472,000	630,000
Noninterest expense	676,000	1,400,000	2,069,000	3,070,000
Provision for loan losses	3,000	6,000	9,000	12,000
Pretax income	420,000	797,000	1,319,000	1,672,000
Income tax	100,000	180,000	310,000	366,000
Net income	320,000	617,000	1,009,000	1,306,000

Basel measures — not reported for every quarter

Measure	2001Q1	2001Q2	2001Q3	2001Q4
Tier 1 capital	10,250,000	10,546,000	10,938,000	10,235,000
Total capital	10,642,000	10,938,000	11,331,000	10,639,000
Risk-weighted assets	39,782,000	43,100,000	43,057,000	41,688,000