Call reports 2017
OREGON TRAIL BANK — 2017
What OREGON TRAIL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,027,000 | 35,430,000 | 39,588,000 | 35,572,000 |
| Total loans | 24,916,000 | 24,811,000 | 25,603,000 | 25,727,000 |
| Allowance for loan losses | 178,000 | 178,000 | 178,000 | 193,000 |
| Securities available for sale | 4,730,000 | 4,469,000 | 4,127,000 | 3,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,886,000 | 31,292,000 | 35,425,000 | 31,412,000 |
| Interest-bearing deposits | 25,609,000 | 24,418,000 | 27,094,000 | 25,580,000 |
| Noninterest-bearing deposits | 6,277,000 | 6,874,000 | 8,331,000 | 5,832,000 |
| Equity capital | 4,098,000 | 4,094,000 | 4,112,000 | 4,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 693,000 | 1,039,000 | 1,407,000 |
| Interest expense | 24,000 | 52,000 | 84,000 | 117,000 |
| Net interest income | 317,000 | 641,000 | 955,000 | 1,290,000 |
| Noninterest income | 25,000 | 52,000 | 82,000 | 113,000 |
| Noninterest expense | 366,000 | 724,000 | 1,050,000 | 1,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | -24,000 | -31,000 | -13,000 | -6,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -24,000 | -31,000 | -13,000 | -6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,811,000 | 3,833,000 | 3,878,000 | 3,903,000 |
| Total capital | 3,989,000 | 4,011,000 | 4,056,000 | 4,096,000 |
| Risk-weighted assets | 26,025,000 | 26,011,000 | 27,385,000 | 26,645,000 |