Call reports 2013
OREGON TRAIL BANK — 2013
What OREGON TRAIL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 31,053,000 | 32,233,000 | 31,607,000 | 30,091,000 |
| Total loans | 15,344,000 | 16,581,000 | 16,258,000 | 16,219,000 |
| Allowance for loan losses | 152,000 | 157,000 | 167,000 | 167,000 |
| Securities available for sale | 8,429,000 | 7,634,000 | 6,494,000 | 5,774,000 |
| Securities held to maturity | 90,000 | 90,000 | 90,000 | 71,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,862,000 | 26,749,000 | 28,474,000 | 26,927,000 |
| Interest-bearing deposits | 22,095,000 | 21,618,000 | 22,976,000 | 21,446,000 |
| Noninterest-bearing deposits | 5,767,000 | 5,131,000 | 5,498,000 | 5,481,000 |
| Equity capital | 2,528,000 | 2,402,000 | 2,447,000 | 2,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 556,000 | 838,000 | 1,119,000 |
| Interest expense | 34,000 | 64,000 | 91,000 | 115,000 |
| Net interest income | 240,000 | 492,000 | 747,000 | 1,004,000 |
| Noninterest income | 44,000 | 88,000 | 133,000 | 182,000 |
| Noninterest expense | 274,000 | 537,000 | 825,000 | 1,095,000 |
| Provision for loan losses | 5,000 | 20,000 | 38,000 | 38,000 |
| Pretax income | 5,000 | 12,000 | 9,000 | 31,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,000 | 12,000 | 9,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,472,000 | 2,431,000 | 2,496,000 | 2,508,000 |
| Total capital | 2,624,000 | 2,588,000 | 2,663,000 | 2,675,000 |
| Risk-weighted assets | 17,622,000 | 19,010,000 | 18,584,000 | 18,244,000 |