Call reports 2012
OREGON TRAIL BANK — 2012
What OREGON TRAIL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,645,000 | 30,880,000 | 30,175,000 | 31,681,000 |
| Total loans | 14,293,000 | 14,927,000 | 14,968,000 | 15,030,000 |
| Allowance for loan losses | 188,000 | 171,000 | 171,000 | 172,000 |
| Securities available for sale | 7,764,000 | 7,915,000 | 7,768,000 | 9,024,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,399,000 | 26,390,000 | 26,839,000 | 28,484,000 |
| Interest-bearing deposits | 21,421,000 | 20,862,000 | 21,508,000 | 22,020,000 |
| Noninterest-bearing deposits | 4,978,000 | 5,528,000 | 5,331,000 | 6,464,000 |
| Equity capital | 2,590,000 | 2,633,000 | 2,664,000 | 2,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 580,000 | 863,000 | 1,141,000 |
| Interest expense | 36,000 | 72,000 | 107,000 | 142,000 |
| Net interest income | 249,000 | 508,000 | 756,000 | 999,000 |
| Noninterest income | 55,000 | 111,000 | 170,000 | 213,000 |
| Noninterest expense | 281,000 | 563,000 | 850,000 | 1,129,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 23,000 | 56,000 | 76,000 | 72,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 56,000 | 76,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,484,000 | 2,522,000 | 2,536,000 | 2,467,000 |
| Total capital | 2,672,000 | 2,693,000 | 2,708,000 | 2,639,000 |
| Risk-weighted assets | 17,081,000 | 17,487,000 | 17,616,000 | 17,759,000 |