Call reports 2010
OREGON TRAIL BANK — 2010
What OREGON TRAIL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 31,263,000 | 29,607,000 | 30,688,000 | 29,751,000 |
| Total loans | 15,658,000 | 15,558,000 | 15,064,000 | 15,054,000 |
| Allowance for loan losses | 182,000 | 185,000 | 184,000 | 184,000 |
| Securities available for sale | 4,745,000 | 4,764,000 | 4,769,000 | 5,777,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,025,000 | 26,180,000 | 27,208,000 | 26,403,000 |
| Interest-bearing deposits | 23,664,000 | 22,584,000 | 24,202,000 | 22,933,000 |
| Noninterest-bearing deposits | 3,361,000 | 3,596,000 | 3,006,000 | 3,470,000 |
| Equity capital | 2,568,000 | 2,604,000 | 2,640,000 | 2,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 642,000 | 958,000 | 1,280,000 |
| Interest expense | 81,000 | 160,000 | 234,000 | 306,000 |
| Net interest income | 242,000 | 482,000 | 724,000 | 974,000 |
| Noninterest income | 47,000 | 95,000 | 147,000 | 211,000 |
| Noninterest expense | 271,000 | 549,000 | 822,000 | 1,109,000 |
| Provision for loan losses | 8,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 10,000 | 18,000 | 39,000 | 66,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,000 | 18,000 | 39,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,451,000 | 2,460,000 | 2,481,000 | 2,450,000 |
| Total capital | 2,632,000 | 2,645,000 | 2,665,000 | 2,634,000 |
| Risk-weighted assets | 19,126,000 | 18,911,000 | 18,606,000 | 19,064,000 |