Call reports 2006
OREGON TRAIL BANK — 2006
What OREGON TRAIL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,916,000 | 22,502,000 | 26,269,000 | 26,853,000 |
| Total loans | 14,982,000 | 14,836,000 | 13,338,000 | 13,215,000 |
| Allowance for loan losses | 154,000 | 154,000 | 144,000 | 141,000 |
| Securities available for sale | 2,649,000 | 1,096,000 | 7,332,000 | 7,752,000 |
| Securities held to maturity | 1,995,000 | 1,874,000 | 1,061,000 | 1,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,285,000 | 19,948,000 | 23,531,000 | 24,198,000 |
| Interest-bearing deposits | 19,057,000 | 17,307,000 | 20,820,000 | 21,356,000 |
| Noninterest-bearing deposits | 2,228,000 | 2,641,000 | 2,711,000 | 2,842,000 |
| Equity capital | 1,992,000 | 1,985,000 | 2,030,000 | 2,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 715,000 | 1,101,000 | 1,524,000 |
| Interest expense | 120,000 | 246,000 | 411,000 | 621,000 |
| Net interest income | 241,000 | 469,000 | 690,000 | 903,000 |
| Noninterest income | 27,000 | 62,000 | 103,000 | 135,000 |
| Noninterest expense | 264,000 | 540,000 | 829,000 | 1,089,000 |
| Provision for loan losses | 9,000 | 9,000 | -1,000 | 0 |
| Pretax income | -5,000 | -18,000 | -35,000 | -51,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,000 | -18,000 | -35,000 | -51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,047,000 | 2,035,000 | 2,017,000 | 2,002,000 |
| Total capital | 2,201,000 | 2,189,000 | 2,161,000 | 2,143,000 |
| Risk-weighted assets | 18,087,000 | 17,783,000 | 19,427,000 | 19,774,000 |