Call reports 2002
OREGON TRAIL BANK — 2002
What OREGON TRAIL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 19,490,000 | 19,587,000 | 20,040,000 | 19,893,000 |
| Total loans | 8,133,000 | 9,145,000 | 9,438,000 | 11,149,000 |
| Allowance for loan losses | 142,000 | 142,000 | 142,000 | 142,000 |
| Securities available for sale | 2,557,000 | 2,911,000 | 2,817,000 | 2,682,000 |
| Securities held to maturity | 3,569,000 | 3,569,000 | 3,583,000 | 3,601,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,704,000 | 17,074,000 | 18,021,000 | 17,253,000 |
| Interest-bearing deposits | 15,691,000 | 14,892,000 | 15,828,000 | 15,361,000 |
| Noninterest-bearing deposits | 2,013,000 | 2,182,000 | 2,193,000 | 1,892,000 |
| Equity capital | 1,745,000 | 1,871,000 | 1,973,000 | 1,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 599,000 | 899,000 | 1,205,000 |
| Interest expense | 97,000 | 187,000 | 275,000 | 354,000 |
| Net interest income | 204,000 | 412,000 | 624,000 | 851,000 |
| Noninterest income | 30,000 | 56,000 | 85,000 | 109,000 |
| Noninterest expense | 135,000 | 270,000 | 412,000 | 584,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 198,000 | 300,000 | 380,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 98,000 | 197,000 | 299,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,675,000 | 1,774,000 | 1,876,000 | 1,642,000 |
| Total capital | 1,817,000 | 1,916,000 | 2,018,000 | 1,784,000 |
| Risk-weighted assets | 11,839,000 | 12,985,000 | 12,973,000 | 14,316,000 |