Call reports 2001
OREGON TRAIL BANK — 2001
What OREGON TRAIL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,150,000 | 17,955,000 | 19,294,000 | 19,195,000 |
| Total loans | 8,040,000 | 8,391,000 | 8,707,000 | 9,300,000 |
| Allowance for loan losses | 139,000 | 139,000 | 142,000 | 142,000 |
| Securities available for sale | 3,761,000 | 3,341,000 | 3,121,000 | 2,690,000 |
| Securities held to maturity | 4,023,000 | 4,021,000 | 3,619,000 | 3,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,412,000 | 16,128,000 | 17,341,000 | 17,466,000 |
| Interest-bearing deposits | 15,140,000 | 14,393,000 | 15,228,000 | 15,135,000 |
| Noninterest-bearing deposits | 2,272,000 | 1,735,000 | 2,113,000 | 2,331,000 |
| Equity capital | 1,678,000 | 1,772,000 | 1,899,000 | 1,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 675,000 | 995,000 | 1,313,000 |
| Interest expense | 159,000 | 301,000 | 426,000 | 535,000 |
| Net interest income | 185,000 | 374,000 | 569,000 | 778,000 |
| Noninterest income | 29,000 | 60,000 | 93,000 | 120,000 |
| Noninterest expense | 126,000 | 254,000 | 387,000 | 545,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 184,000 | 279,000 | 360,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 3,000 |
| Net income | 89,000 | 182,000 | 277,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,584,000 | 1,677,000 | 1,773,000 | 1,575,000 |
| Total capital | 1,723,000 | 1,816,000 | 1,915,000 | 1,717,000 |
| Risk-weighted assets | 11,762,000 | 11,810,000 | 12,281,000 | 12,386,000 |