Call reports 2026
GULF COAST BANK — 2026
What GULF COAST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 516,302,000 | 513,667,000 |
| Total loans | 295,200,000 | 294,385,000 |
| Allowance for loan losses | 3,557,000 | 3,500,000 |
| Securities available for sale | 152,271,000 | 157,256,000 |
| Securities held to maturity | 2,115,000 | 2,115,000 |
| Trading assets | 0 | 0 |
| Total deposits | 444,300,000 | 444,147,000 |
| Interest-bearing deposits | 230,199,000 | 236,481,000 |
| Noninterest-bearing deposits | 214,101,000 | 207,666,000 |
| Equity capital | 67,374,000 | 64,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,607,000 | 13,462,000 |
| Interest expense | 903,000 | 1,816,000 |
| Net interest income | 5,704,000 | 11,646,000 |
| Noninterest income | 1,327,000 | 2,656,000 |
| Noninterest expense | 4,943,000 | 10,178,000 |
| Provision for loan losses | 116,000 | 138,000 |
| Pretax income | 1,948,000 | 3,943,000 |
| Income tax | 368,000 | 748,000 |
| Net income | 1,580,000 | 3,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 82,389,000 | 79,912,000 |