Call reports 2019
GULF COAST BANK — 2019
What GULF COAST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 383,190,000 | 371,726,000 | 370,275,000 | 369,316,000 |
| Total loans | 260,469,000 | 257,636,000 | 250,957,000 | 253,309,000 |
| Allowance for loan losses | 2,661,000 | 2,575,000 | 2,714,000 | 2,653,000 |
| Securities available for sale | 42,913,000 | 41,445,000 | 38,783,000 | 36,257,000 |
| Securities held to maturity | 3,441,000 | 3,441,000 | 3,441,000 | 3,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,755,000 | 317,694,000 | 314,774,000 | 313,790,000 |
| Interest-bearing deposits | 194,214,000 | 183,668,000 | 182,437,000 | 180,123,000 |
| Noninterest-bearing deposits | 136,541,000 | 134,026,000 | 132,337,000 | 133,667,000 |
| Equity capital | 50,771,000 | 52,250,000 | 53,620,000 | 53,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,386,000 | 8,791,000 | 13,281,000 | 17,572,000 |
| Interest expense | 220,000 | 446,000 | 733,000 | 1,019,000 |
| Net interest income | 4,166,000 | 8,345,000 | 12,548,000 | 16,553,000 |
| Noninterest income | 1,244,000 | 2,590,000 | 3,927,000 | 5,198,000 |
| Noninterest expense | 3,860,000 | 8,174,000 | 12,081,000 | 16,015,000 |
| Provision for loan losses | 75,000 | 135,000 | 199,000 | 259,000 |
| Pretax income | 1,475,000 | 2,626,000 | 4,195,000 | 5,477,000 |
| Income tax | 306,000 | 552,000 | 835,000 | 1,083,000 |
| Net income | 1,169,000 | 2,074,000 | 3,360,000 | 4,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,628,000 | 52,533,000 | 53,819,000 | 53,902,000 |
| Total capital | 54,289,000 | 55,108,000 | 56,533,000 | 56,555,000 |
| Risk-weighted assets | 262,584,000 | 258,397,000 | 251,164,000 | 260,392,000 |