Call reports 2018
GULF COAST BANK — 2018
What GULF COAST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 380,464,000 | 378,963,000 | 365,127,000 | 375,858,000 |
| Total loans | 274,846,000 | 277,639,000 | 272,582,000 | 265,405,000 |
| Allowance for loan losses | 2,823,000 | 2,888,000 | 2,731,000 | 2,709,000 |
| Securities available for sale | 51,345,000 | 48,646,000 | 45,581,000 | 44,091,000 |
| Securities held to maturity | 3,232,000 | 3,232,000 | 3,945,000 | 3,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,426,000 | 330,122,000 | 315,149,000 | 324,693,000 |
| Interest-bearing deposits | 201,404,000 | 200,577,000 | 186,969,000 | 193,591,000 |
| Noninterest-bearing deposits | 131,022,000 | 129,545,000 | 128,180,000 | 131,102,000 |
| Equity capital | 46,384,000 | 47,312,000 | 48,233,000 | 49,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,200,000 | 8,430,000 | 12,764,000 | 17,538,000 |
| Interest expense | 134,000 | 271,000 | 426,000 | 602,000 |
| Net interest income | 4,066,000 | 8,159,000 | 12,338,000 | 16,936,000 |
| Noninterest income | 1,268,000 | 2,577,000 | 3,798,000 | 5,278,000 |
| Noninterest expense | 3,633,000 | 7,596,000 | 11,542,000 | 15,700,000 |
| Provision for loan losses | 96,000 | 259,000 | 400,000 | 688,000 |
| Pretax income | 1,605,000 | 2,881,000 | 4,194,000 | 5,826,000 |
| Income tax | 337,000 | 588,000 | 900,000 | 1,249,000 |
| Net income | 1,268,000 | 2,293,000 | 3,294,000 | 4,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,104,000 | 49,129,000 | 50,130,000 | 50,459,000 |
| Total capital | 50,927,000 | 52,017,000 | 52,860,000 | 53,168,000 |
| Risk-weighted assets | 275,797,000 | 276,363,000 | 276,728,000 | 267,039,000 |