Call reports 2017
GULF COAST BANK — 2017
What GULF COAST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 387,228,000 | 381,854,000 | 388,190,000 | 379,928,000 |
| Total loans | 241,663,000 | 250,768,000 | 262,421,000 | 269,249,000 |
| Allowance for loan losses | 2,453,000 | 2,551,000 | 2,770,000 | 2,846,000 |
| Securities available for sale | 62,141,000 | 59,555,000 | 57,999,000 | 54,479,000 |
| Securities held to maturity | 3,721,000 | 3,721,000 | 3,721,000 | 3,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,206,000 | 334,252,000 | 338,829,000 | 331,937,000 |
| Interest-bearing deposits | 207,453,000 | 205,900,000 | 205,351,000 | 203,719,000 |
| Noninterest-bearing deposits | 130,753,000 | 128,352,000 | 133,478,000 | 128,218,000 |
| Equity capital | 47,626,000 | 45,853,000 | 47,110,000 | 46,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,003,000 | 8,163,000 | 12,484,000 | 16,520,000 |
| Interest expense | 139,000 | 278,000 | 418,000 | 558,000 |
| Net interest income | 3,864,000 | 7,885,000 | 12,066,000 | 15,962,000 |
| Noninterest income | 1,379,000 | 2,844,000 | 4,185,000 | 5,574,000 |
| Noninterest expense | 3,627,000 | 7,585,000 | 11,063,000 | 15,293,000 |
| Provision for loan losses | 81,000 | 284,000 | 419,000 | 846,000 |
| Pretax income | 1,535,000 | 2,860,000 | 4,769,000 | 5,397,000 |
| Income tax | 507,000 | 943,000 | 1,588,000 | 1,783,000 |
| Net income | 1,028,000 | 1,917,000 | 3,181,000 | 3,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,499,000 | 46,470,000 | 47,734,000 | 47,336,000 |
| Total capital | 50,952,000 | 49,021,000 | 50,504,000 | 50,182,000 |
| Risk-weighted assets | 234,701,000 | 249,354,000 | 254,984,000 | 261,412,000 |