Call reports 2001
GULF COAST BANK — 2001
What GULF COAST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 146,193,000 | 143,667,000 | 146,389,000 | 148,042,000 |
| Total loans | 69,726,000 | 72,504,000 | 72,083,000 | 71,707,000 |
| Allowance for loan losses | 696,000 | 668,000 | 564,000 | 526,000 |
| Securities available for sale | 41,349,000 | 46,802,000 | 44,689,000 | 46,145,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,158,000 | 116,118,000 | 117,641,000 | 119,681,000 |
| Interest-bearing deposits | 84,069,000 | 82,280,000 | 82,441,000 | 82,910,000 |
| Noninterest-bearing deposits | 35,089,000 | 33,838,000 | 35,200,000 | 36,771,000 |
| Equity capital | 25,377,000 | 25,896,000 | 26,880,000 | 25,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,810,000 | 5,534,000 | 8,182,000 | 10,814,000 |
| Interest expense | 886,000 | 1,709,000 | 2,473,000 | 3,103,000 |
| Net interest income | 1,924,000 | 3,825,000 | 5,709,000 | 7,711,000 |
| Noninterest income | 449,000 | 1,006,000 | 1,630,000 | 2,320,000 |
| Noninterest expense | 1,686,000 | 3,424,000 | 5,136,000 | 7,652,000 |
| Provision for loan losses | 123,000 | 123,000 | 123,000 | 26,000 |
| Pretax income | 564,000 | 1,284,000 | 2,080,000 | 2,353,000 |
| Income tax | 151,000 | 341,000 | 640,000 | 806,000 |
| Net income | 413,000 | 943,000 | 1,440,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,773,000 | 25,298,000 | 25,785,000 | 25,221,000 |
| Total capital | 25,469,000 | 25,966,000 | 26,349,000 | 25,747,000 |
| Risk-weighted assets | 76,677,000 | 77,738,000 | 77,933,000 | 78,875,000 |