Call reports 2016
ROCK BRANCH COMMUNITY BANK, INC. — 2016
What ROCK BRANCH COMMUNITY BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 74,905,000 | 81,158,000 | 80,376,000 |
| Total loans | 57,740,000 | 57,960,000 | 56,061,000 |
| Allowance for loan losses | 691,000 | 769,000 | 794,000 |
| Securities available for sale | 7,188,000 | 6,826,000 | 6,574,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 66,735,000 | 72,959,000 | 72,212,000 |
| Interest-bearing deposits | 55,639,000 | 56,784,000 | 56,173,000 |
| Noninterest-bearing deposits | 11,096,000 | 16,175,000 | 16,039,000 |
| Equity capital | 7,944,000 | 7,958,000 | 7,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 862,000 | 1,693,000 | 2,533,000 |
| Interest expense | 108,000 | 221,000 | 337,000 |
| Net interest income | 754,000 | 1,472,000 | 2,196,000 |
| Noninterest income | 104,000 | 125,000 | 249,000 |
| Noninterest expense | 681,000 | 1,420,000 | 2,303,000 |
| Provision for loan losses | 25,000 | 63,000 | 88,000 |
| Pretax income | 162,000 | 114,000 | 54,000 |
| Income tax | 61,000 | 0 | 39,000 |
| Net income | 101,000 | 114,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 7,787,000 | 7,800,000 | 7,793,000 |
| Total capital | 8,421,000 | 8,414,000 | 8,438,000 |
| Risk-weighted assets | 50,702,000 | 48,991,000 | 51,452,000 |