Call reports 2013
ROCK BRANCH COMMUNITY BANK, INC. — 2013
What ROCK BRANCH COMMUNITY BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 71,810,000 | 73,460,000 | 71,656,000 | 71,093,000 |
| Total loans | 49,697,000 | 50,623,000 | 51,412,000 | 52,350,000 |
| Allowance for loan losses | 527,000 | 557,000 | 552,000 | 618,000 |
| Securities available for sale | 13,871,000 | 13,174,000 | 12,208,000 | 11,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,371,000 | 64,090,000 | 64,090,000 | 63,448,000 |
| Interest-bearing deposits | 54,890,000 | 56,324,000 | 55,234,000 | 54,672,000 |
| Noninterest-bearing deposits | 7,481,000 | 7,766,000 | 8,856,000 | 8,776,000 |
| Equity capital | 7,272,000 | 7,199,000 | 7,370,000 | 7,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,571,000 | 2,392,000 | 3,207,000 |
| Interest expense | 132,000 | 262,000 | 379,000 | 492,000 |
| Net interest income | 637,000 | 1,309,000 | 2,013,000 | 2,715,000 |
| Noninterest income | 81,000 | 155,000 | 284,000 | 356,000 |
| Noninterest expense | 598,000 | 1,089,000 | 1,661,000 | 2,145,000 |
| Provision for loan losses | 33,000 | 63,000 | 103,000 | 193,000 |
| Pretax income | 87,000 | 312,000 | 539,000 | 739,000 |
| Income tax | 21,000 | 78,000 | 136,000 | 208,000 |
| Net income | 66,000 | 234,000 | 403,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,968,000 | 7,137,000 | 7,305,000 | 7,395,000 |
| Total capital | 7,453,000 | 7,637,000 | 7,815,000 | 7,920,000 |
| Risk-weighted assets | 38,778,000 | 39,978,000 | 40,731,000 | 41,890,000 |