Call reports 2012
ROCK BRANCH COMMUNITY BANK, INC. — 2012
What ROCK BRANCH COMMUNITY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 75,328,000 | 75,419,000 | 75,194,000 | 74,109,000 |
| Total loans | 50,514,000 | 50,884,000 | 49,470,000 | 50,259,000 |
| Allowance for loan losses | 502,000 | 538,000 | 543,000 | 539,000 |
| Securities available for sale | 13,749,000 | 13,569,000 | 15,040,000 | 13,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,328,000 | 66,245,000 | 65,854,000 | 64,588,000 |
| Interest-bearing deposits | 57,400,000 | 58,584,000 | 56,689,000 | 56,882,000 |
| Noninterest-bearing deposits | 8,928,000 | 7,661,000 | 9,165,000 | 7,706,000 |
| Equity capital | 6,797,000 | 6,971,000 | 7,154,000 | 7,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,695,000 | 2,522,000 | 3,316,000 |
| Interest expense | 181,000 | 351,000 | 513,000 | 658,000 |
| Net interest income | 676,000 | 1,344,000 | 2,009,000 | 2,658,000 |
| Noninterest income | 78,000 | 181,000 | 248,000 | 414,000 |
| Noninterest expense | 564,000 | 1,149,000 | 1,693,000 | 2,245,000 |
| Provision for loan losses | 50,000 | 90,000 | 120,000 | 185,000 |
| Pretax income | 225,000 | 372,000 | 530,000 | 728,000 |
| Income tax | 44,000 | 74,000 | 105,000 | 136,000 |
| Net income | 181,000 | 298,000 | 425,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,563,000 | 6,680,000 | 6,807,000 | 6,939,000 |
| Total capital | 7,064,000 | 7,185,000 | 7,294,000 | 7,478,000 |
| Risk-weighted assets | 40,078,000 | 40,356,000 | 38,935,000 | 43,723,000 |