Call reports 2011
ROCK BRANCH COMMUNITY BANK, INC. — 2011
What ROCK BRANCH COMMUNITY BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 76,263,000 | 76,235,000 | 76,406,000 | 75,895,000 |
| Total loans | 51,758,000 | 51,459,000 | 50,046,000 | 50,538,000 |
| Allowance for loan losses | 581,000 | 436,000 | 492,000 | 535,000 |
| Securities available for sale | 15,956,000 | 15,877,000 | 17,319,000 | 17,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,815,000 | 67,534,000 | 67,502,000 | 66,987,000 |
| Interest-bearing deposits | 60,163,000 | 60,115,000 | 60,052,000 | 59,618,000 |
| Noninterest-bearing deposits | 7,652,000 | 7,419,000 | 7,450,000 | 7,369,000 |
| Equity capital | 6,182,000 | 6,483,000 | 6,714,000 | 6,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 896,000 | 1,835,000 | 2,741,000 | 3,602,000 |
| Interest expense | 210,000 | 415,000 | 616,000 | 811,000 |
| Net interest income | 686,000 | 1,420,000 | 2,125,000 | 2,791,000 |
| Noninterest income | 64,000 | 128,000 | 206,000 | 293,000 |
| Noninterest expense | 541,000 | 1,068,000 | 1,679,000 | 2,273,000 |
| Provision for loan losses | 34,000 | 94,000 | 162,000 | 382,000 |
| Pretax income | 175,000 | 386,000 | 490,000 | 429,000 |
| Income tax | 54,000 | 116,000 | 147,000 | 79,000 |
| Net income | 121,000 | 270,000 | 343,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,224,000 | 6,371,000 | 6,444,000 | 6,416,000 |
| Total capital | 6,756,000 | 6,807,000 | 6,936,000 | 6,921,000 |
| Risk-weighted assets | 42,543,000 | 41,909,000 | 40,505,000 | 40,360,000 |