Call reports 2010
ROCK BRANCH COMMUNITY BANK, INC. — 2010
What ROCK BRANCH COMMUNITY BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,949,000 | 65,961,000 | 70,787,000 | 71,535,000 |
| Total loans | 48,331,000 | 48,683,000 | 50,036,000 | 51,309,000 |
| Allowance for loan losses | 459,000 | 486,000 | 526,000 | 559,000 |
| Securities available for sale | 10,016,000 | 10,360,000 | 9,826,000 | 11,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,390,000 | 56,785,000 | 61,440,000 | 63,223,000 |
| Interest-bearing deposits | 50,542,000 | 49,267,000 | 54,590,000 | 56,273,000 |
| Noninterest-bearing deposits | 6,848,000 | 7,518,000 | 6,850,000 | 6,950,000 |
| Equity capital | 5,725,000 | 5,907,000 | 6,090,000 | 6,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,775,000 | 2,696,000 | 3,591,000 |
| Interest expense | 229,000 | 452,000 | 674,000 | 900,000 |
| Net interest income | 655,000 | 1,323,000 | 2,022,000 | 2,691,000 |
| Noninterest income | 186,000 | 278,000 | 357,000 | 408,000 |
| Noninterest expense | 517,000 | 1,035,000 | 1,559,000 | 2,070,000 |
| Provision for loan losses | 37,000 | 65,000 | 108,000 | 165,000 |
| Pretax income | 357,000 | 564,000 | 820,000 | 972,000 |
| Income tax | 128,000 | 199,000 | 287,000 | 293,000 |
| Net income | 229,000 | 365,000 | 533,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,705,000 | 5,841,000 | 6,009,000 | 6,128,000 |
| Total capital | 6,164,000 | 6,337,000 | 6,531,000 | 6,649,000 |
| Risk-weighted assets | 40,880,000 | 39,698,000 | 41,726,000 | 41,677,000 |