Call reports 2001
ROCK BRANCH COMMUNITY BANK, INC. — 2001
What ROCK BRANCH COMMUNITY BANK, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,837,000 | 30,233,000 | 30,278,000 | 29,571,000 |
| Total loans | 20,014,000 | 20,764,000 | 21,797,000 | 22,252,000 |
| Allowance for loan losses | 212,000 | 209,000 | 221,000 | 212,000 |
| Securities available for sale | 4,110,000 | 4,527,000 | 4,422,000 | 4,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,763,000 | 27,117,000 | 27,119,000 | 26,346,000 |
| Interest-bearing deposits | 23,113,000 | 23,303,000 | 23,199,000 | 22,296,000 |
| Noninterest-bearing deposits | 4,650,000 | 3,814,000 | 3,920,000 | 4,050,000 |
| Equity capital | 2,919,000 | 2,963,000 | 3,001,000 | 3,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,169,000 | 1,758,000 | 2,338,000 |
| Interest expense | 298,000 | 603,000 | 893,000 | 1,133,000 |
| Net interest income | 285,000 | 566,000 | 865,000 | 1,205,000 |
| Noninterest income | 37,000 | 75,000 | 140,000 | 256,000 |
| Noninterest expense | 261,000 | 524,000 | 808,000 | 1,165,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | 70,000 | 123,000 | 200,000 | 296,000 |
| Income tax | 27,000 | 45,000 | 72,000 | 44,000 |
| Net income | 43,000 | 78,000 | 128,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,888,000 | 2,923,000 | 2,973,000 | 3,097,000 |
| Total capital | 3,100,000 | 3,132,000 | 3,194,000 | 3,309,000 |
| Risk-weighted assets | 17,923,000 | 18,465,000 | 19,645,000 | 18,521,000 |