Call reports 2008
BANK OF THE PLAINS — 2008
What BANK OF THE PLAINS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 77,331,000 | 78,880,000 | 80,213,000 | 79,363,000 |
| Total loans | 43,808,000 | 46,386,000 | 50,656,000 | 48,415,000 |
| Allowance for loan losses | 505,000 | 358,000 | 664,000 | 665,000 |
| Securities available for sale | 12,693,000 | 13,781,000 | 15,473,000 | 15,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,753,000 | 70,160,000 | 71,155,000 | 70,298,000 |
| Interest-bearing deposits | 61,951,000 | 63,298,000 | 62,579,000 | 63,184,000 |
| Noninterest-bearing deposits | 6,802,000 | 6,862,000 | 8,576,000 | 7,114,000 |
| Equity capital | 7,957,000 | 8,052,000 | 8,261,000 | 8,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,241,000 | 2,375,000 | 3,565,000 | 4,705,000 |
| Interest expense | 500,000 | 955,000 | 1,410,000 | 1,830,000 |
| Net interest income | 741,000 | 1,420,000 | 2,155,000 | 2,875,000 |
| Noninterest income | 70,000 | 154,000 | 255,000 | 402,000 |
| Noninterest expense | 405,000 | 792,000 | 1,527,000 | 2,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 406,000 | 782,000 | 883,000 | 1,155,000 |
| Income tax | 17,000 | 23,000 | 37,000 | 48,000 |
| Net income | 389,000 | 759,000 | 846,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,835,000 | 8,205,000 | 8,292,000 | 8,103,000 |
| Total capital | 8,340,000 | 8,563,000 | 8,956,000 | 8,768,000 |
| Risk-weighted assets | 64,168,000 | 64,192,000 | 64,271,000 | 61,955,000 |