Call reports 2001
SAVINGS BANK OF MANCHESTER, THE — 2001
What SAVINGS BANK OF MANCHESTER, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,394,833,000 | 1,438,006,000 | 2,400,398,000 | 2,436,049,000 |
| Total loans | 1,032,983,000 | 1,065,754,000 | 1,381,439,000 | 1,436,409,000 |
| Allowance for loan losses | 12,064,000 | 12,198,000 | 15,319,000 | 15,228,000 |
| Securities available for sale | 275,941,000 | 273,217,000 | 825,160,000 | 816,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 972,816,000 | 998,497,000 | 1,613,795,000 | 1,626,028,000 |
| Interest-bearing deposits | 933,162,000 | 952,255,000 | 1,556,865,000 | 1,559,970,000 |
| Noninterest-bearing deposits | 39,654,000 | 46,242,000 | 56,930,000 | 66,058,000 |
| Equity capital | 188,270,000 | 193,276,000 | 197,970,000 | 202,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 24,561,000 | 49,270,000 | 78,461,000 | 115,071,000 |
| Interest expense | 10,965,000 | 21,796,000 | 35,010,000 | 51,932,000 |
| Net interest income | 13,596,000 | 27,474,000 | 43,451,000 | 63,139,000 |
| Noninterest income | 2,464,000 | 5,085,000 | 8,193,000 | 10,707,000 |
| Noninterest expense | 10,162,000 | 19,796,000 | 32,511,000 | 46,676,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,625,000 | 2,000,000 |
| Pretax income | 5,753,000 | 12,319,000 | 13,141,000 | 21,216,000 |
| Income tax | 1,956,000 | 3,427,000 | 3,677,000 | 6,293,000 |
| Net income | 3,797,000 | 8,892,000 | 9,464,000 | 14,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,755,000 | 181,963,000 | 150,680,000 | 156,890,000 |
| Total capital | 188,819,000 | 194,161,000 | 165,999,000 | 172,118,000 |
| Risk-weighted assets | 974,107,000 | 1,030,149,000 | 1,517,106,000 | 1,585,935,000 |