Call reports 2025
CALIFORNIA INTERNATIONAL BANK, N.A. — 2025
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 62,655,000 | 74,995,000 | 89,481,000 | 90,899,000 |
| Total loans | 51,721,000 | 60,539,000 | 60,772,000 | 66,351,000 |
| Allowance for loan losses | 2,387,000 | 2,387,000 | 2,387,000 | 2,387,000 |
| Securities available for sale | 105,000 | 96,000 | 88,000 | 82,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,635,000 | 62,775,000 | 76,946,000 | 76,484,000 |
| Interest-bearing deposits | 34,356,000 | 47,505,000 | 61,648,000 | 69,634,000 |
| Noninterest-bearing deposits | 16,279,000 | 15,270,000 | 15,298,000 | 6,850,000 |
| Equity capital | 11,465,000 | 11,697,000 | 11,957,000 | 12,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,896,000 | 4,593,000 | 6,568,000 |
| Interest expense | 261,000 | 560,000 | 986,000 | 1,486,000 |
| Net interest income | 1,157,000 | 2,336,000 | 3,607,000 | 5,082,000 |
| Noninterest income | 29,000 | 57,000 | 87,000 | 1,088,000 |
| Noninterest expense | 1,118,000 | 2,092,000 | 3,133,000 | 5,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 301,000 | 561,000 | 1,134,000 |
| Income tax | 0 | 1,000 | 1,000 | 118,000 |
| Net income | 68,000 | 300,000 | 560,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,467,000 | 11,700,000 | 11,959,000 | 12,885,000 |
| Total capital | 11,996,000 | 12,324,000 | — | — |
| Risk-weighted assets | 40,467,000 | 48,129,000 | — | — |