Call reports 2024
CALIFORNIA INTERNATIONAL BANK, N.A. — 2024
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 54,500,000 | 57,758,000 | 58,269,000 | 58,565,000 |
| Total loans | 43,765,000 | 41,800,000 | 41,610,000 | 47,675,000 |
| Allowance for loan losses | 2,387,000 | 2,387,000 | 2,387,000 | 2,387,000 |
| Securities available for sale | 130,000 | 124,000 | 117,000 | 110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,353,000 | 45,627,000 | 46,248,000 | 46,512,000 |
| Interest-bearing deposits | 27,095,000 | 29,635,000 | 31,139,000 | 30,711,000 |
| Noninterest-bearing deposits | 15,258,000 | 15,992,000 | 15,109,000 | 15,801,000 |
| Equity capital | 11,386,000 | 11,383,000 | 11,389,000 | 11,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,395,000 | 3,663,000 | 4,956,000 |
| Interest expense | 232,000 | 498,000 | 787,000 | 1,070,000 |
| Net interest income | 939,000 | 1,897,000 | 2,876,000 | 3,886,000 |
| Noninterest income | 29,000 | 59,000 | 104,000 | 133,000 |
| Noninterest expense | 961,000 | 1,955,000 | 2,973,000 | 4,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 1,000 | 7,000 | 13,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 7,000 | 1,000 | 6,000 | 12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,394,000 | 11,388,000 | 11,393,000 | 11,400,000 |
| Total capital | 11,780,000 | 11,781,000 | 11,793,000 | 11,866,000 |
| Risk-weighted assets | 28,860,000 | 29,468,000 | 29,974,000 | 35,376,000 |