Call reports 2023
CALIFORNIA INTERNATIONAL BANK, N.A. — 2023
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 64,038,000 | 63,034,000 | 60,250,000 | 56,042,000 |
| Total loans | 40,886,000 | 40,886,000 | 39,563,000 | 42,187,000 |
| Allowance for loan losses | 2,387,000 | 2,387,000 | 2,387,000 | 2,387,000 |
| Securities available for sale | 174,000 | 161,000 | 145,000 | 137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,142,000 | 51,119,000 | 47,943,000 | 43,810,000 |
| Interest-bearing deposits | 34,861,000 | 34,433,000 | 29,621,000 | 27,326,000 |
| Noninterest-bearing deposits | 17,281,000 | 16,686,000 | 18,322,000 | 16,484,000 |
| Equity capital | 11,256,000 | 11,287,000 | 11,357,000 | 11,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,317,000 | 3,569,000 | 4,764,000 |
| Interest expense | 164,000 | 378,000 | 601,000 | 836,000 |
| Net interest income | 924,000 | 1,939,000 | 2,968,000 | 3,928,000 |
| Noninterest income | 23,000 | 40,000 | 71,000 | 88,000 |
| Noninterest expense | 954,000 | 1,976,000 | 2,969,000 | 3,927,000 |
| Provision for loan losses | -15,000 | -15,000 | -15,000 | -15,000 |
| Pretax income | -7,000 | 26,000 | 99,000 | 118,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -7,000 | 25,000 | 98,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,251,000 | 11,294,000 | 11,368,000 | 11,388,000 |
| Total capital | 11,572,000 | 11,665,000 | 11,721,000 | 11,752,000 |
| Risk-weighted assets | 23,546,000 | 27,640,000 | 26,219,000 | 27,094,000 |