Call reports 2022
CALIFORNIA INTERNATIONAL BANK, N.A. — 2022
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 81,691,000 | 76,048,000 | 60,340,000 | 55,256,000 |
| Total loans | 45,283,000 | 38,218,000 | 38,750,000 | 41,829,000 |
| Allowance for loan losses | 2,455,000 | 2,455,000 | 2,455,000 | 2,402,000 |
| Securities available for sale | 241,000 | 213,000 | 193,000 | 181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,612,000 | 63,994,000 | 48,403,000 | 43,229,000 |
| Interest-bearing deposits | 55,560,000 | 50,882,000 | 36,041,000 | 33,373,000 |
| Noninterest-bearing deposits | 14,053,000 | 13,113,000 | 12,363,000 | 9,856,000 |
| Equity capital | 11,429,000 | 11,409,000 | 11,275,000 | 11,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,461,000 | 2,293,000 | 3,223,000 |
| Interest expense | 108,000 | 201,000 | 275,000 | 369,000 |
| Net interest income | 663,000 | 1,260,000 | 2,018,000 | 2,854,000 |
| Noninterest income | 117,000 | 455,000 | 480,000 | 500,000 |
| Noninterest expense | 824,000 | 1,773,000 | 2,688,000 | 3,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -44,000 | -58,000 | -190,000 | -206,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -44,000 | -59,000 | -191,000 | -207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,400,000 | 11,390,000 | 11,266,000 | 11,253,000 |
| Total capital | 11,726,000 | 11,668,000 | 11,570,000 | 11,582,000 |
| Risk-weighted assets | 23,927,000 | 20,002,000 | 22,118,000 | 24,239,000 |