Call reports 2021
CALIFORNIA INTERNATIONAL BANK, N.A. — 2021
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 80,839,000 | 82,802,000 | 82,282,000 | 89,932,000 |
| Total loans | 52,925,000 | 56,093,000 | 50,377,000 | 51,041,000 |
| Allowance for loan losses | 2,463,000 | 2,455,000 | 2,455,000 | 2,455,000 |
| Securities available for sale | 360,000 | 328,000 | 296,000 | 268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,736,000 | 70,994,000 | 70,379,000 | 77,780,000 |
| Interest-bearing deposits | 48,913,000 | 51,068,000 | 52,845,000 | 61,413,000 |
| Noninterest-bearing deposits | 14,824,000 | 19,925,000 | 17,535,000 | 16,366,000 |
| Equity capital | 11,488,000 | 11,267,000 | 11,384,000 | 11,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,345,000 | 2,238,000 | 3,095,000 |
| Interest expense | 137,000 | 262,000 | 375,000 | 482,000 |
| Net interest income | 536,000 | 1,083,000 | 1,863,000 | 2,613,000 |
| Noninterest income | 107,000 | 248,000 | 402,000 | 546,000 |
| Noninterest expense | 951,000 | 1,857,000 | 2,674,000 | 3,470,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -308,000 | -526,000 | -409,000 | -311,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -308,000 | -527,000 | -410,000 | -312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,482,000 | 11,262,000 | 11,379,000 | 11,439,000 |
| Total capital | 11,802,000 | 11,577,000 | 11,697,000 | 11,782,000 |
| Risk-weighted assets | 23,469,000 | 23,021,000 | 23,252,000 | 25,287,000 |