Call reports 2020
CALIFORNIA INTERNATIONAL BANK, N.A. — 2020
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 51,569,000 | 61,027,000 | 71,586,000 | 78,702,000 |
| Total loans | 35,455,000 | 41,682,000 | 42,451,000 | 38,221,000 |
| Allowance for loan losses | 2,463,000 | 2,463,000 | 2,463,000 | 2,463,000 |
| Securities available for sale | 547,000 | 498,000 | 441,000 | 397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,322,000 | 38,299,000 | 49,844,000 | 58,758,000 |
| Interest-bearing deposits | 22,221,000 | 25,514,000 | 41,015,000 | 48,399,000 |
| Noninterest-bearing deposits | 9,101,000 | 12,785,000 | 8,829,000 | 10,359,000 |
| Equity capital | 12,917,000 | 12,471,000 | 12,066,000 | 11,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,181,000 | 1,746,000 | 2,396,000 |
| Interest expense | 74,000 | 174,000 | 290,000 | 432,000 |
| Net interest income | 558,000 | 1,007,000 | 1,456,000 | 1,964,000 |
| Noninterest income | 18,000 | 32,000 | 49,000 | 132,000 |
| Noninterest expense | 939,000 | 1,845,000 | 2,714,000 | 3,573,000 |
| Provision for loan losses | -82,000 | -82,000 | -82,000 | -82,000 |
| Pretax income | -281,000 | -724,000 | -1,127,000 | -1,395,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -281,000 | -724,000 | -1,128,000 | -1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,904,000 | 12,461,000 | 12,057,000 | 11,789,000 |
| Total capital | 13,364,000 | 12,805,000 | 12,478,000 | 12,109,000 |
| Risk-weighted assets | 34,774,000 | 25,352,000 | 31,575,000 | 23,399,000 |