Call reports 2019
CALIFORNIA INTERNATIONAL BANK, N.A. — 2019
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,068,000 | 46,077,000 | 45,401,000 | 42,943,000 |
| Total loans | 29,017,000 | 33,212,000 | 30,685,000 | 33,092,000 |
| Allowance for loan losses | 2,454,000 | 2,398,000 | 2,453,000 | 2,463,000 |
| Securities available for sale | 741,000 | 693,000 | 636,000 | 585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,944,000 | 25,151,000 | 24,381,000 | 22,368,000 |
| Interest-bearing deposits | 13,957,000 | 14,434,000 | 14,609,000 | 12,901,000 |
| Noninterest-bearing deposits | 9,988,000 | 10,718,000 | 9,772,000 | 9,467,000 |
| Equity capital | 13,699,000 | 13,556,000 | 13,512,000 | 13,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,257,000 | 1,937,000 | 2,538,000 |
| Interest expense | 76,000 | 153,000 | 230,000 | 303,000 |
| Net interest income | 530,000 | 1,104,000 | 1,707,000 | 2,235,000 |
| Noninterest income | 4,000 | 276,000 | 549,000 | 572,000 |
| Noninterest expense | 1,057,000 | 2,052,000 | 2,971,000 | 3,846,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -523,000 | -672,000 | -715,000 | -1,039,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -523,000 | -673,000 | -716,000 | -1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,702,000 | 13,552,000 | 13,509,000 | 13,185,000 |
| Total capital | 14,107,000 | 14,015,000 | 13,930,000 | 13,617,000 |
| Risk-weighted assets | 30,315,000 | 34,982,000 | 31,589,000 | 32,497,000 |