Call reports 2016
CALIFORNIA INTERNATIONAL BANK, N.A. — 2016
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,669,000 | 53,308,000 | 53,116,000 | 53,552,000 |
| Total loans | 36,384,000 | 39,239,000 | 38,678,000 | 40,445,000 |
| Allowance for loan losses | 2,267,000 | 2,305,000 | 2,321,000 | 2,336,000 |
| Securities available for sale | 1,593,000 | 1,493,000 | 1,401,000 | 1,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,047,000 | 34,507,000 | 34,688,000 | 35,568,000 |
| Interest-bearing deposits | 34,746,000 | 33,291,000 | 31,721,000 | 31,235,000 |
| Noninterest-bearing deposits | 2,300,000 | 1,216,000 | 2,967,000 | 4,333,000 |
| Equity capital | 10,380,000 | 14,565,000 | 14,170,000 | 13,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,065,000 | 1,602,000 | 2,162,000 |
| Interest expense | 87,000 | 176,000 | 265,000 | 351,000 |
| Net interest income | 428,000 | 889,000 | 1,337,000 | 1,811,000 |
| Noninterest income | 15,000 | 28,000 | 43,000 | 59,000 |
| Noninterest expense | 714,000 | 1,490,000 | 2,349,000 | 3,300,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -271,000 | -573,000 | -969,000 | -1,430,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -271,000 | -574,000 | -970,000 | -1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,370,000 | 14,550,000 | 14,154,000 | 13,693,000 |
| Total capital | 10,850,000 | 15,062,000 | 14,668,000 | 14,244,000 |
| Risk-weighted assets | 36,555,000 | 39,164,000 | 39,277,000 | 42,277,000 |