Call reports 2015
CALIFORNIA INTERNATIONAL BANK, N.A. — 2015
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 49,754,000 | 48,807,000 | 49,748,000 | 50,440,000 |
| Total loans | 31,869,000 | 32,259,000 | 29,961,000 | 35,504,000 |
| Allowance for loan losses | 2,227,000 | 2,237,000 | 2,224,000 | 2,250,000 |
| Securities available for sale | 2,026,000 | 1,881,000 | 1,769,000 | 1,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,064,000 | 33,505,000 | 34,584,000 | 35,550,000 |
| Interest-bearing deposits | 32,643,000 | 31,641,000 | 31,459,000 | 31,893,000 |
| Noninterest-bearing deposits | 1,421,000 | 1,863,000 | 3,125,000 | 3,657,000 |
| Equity capital | 11,373,000 | 11,142,000 | 10,909,000 | 10,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 932,000 | 1,341,000 | 1,810,000 |
| Interest expense | 71,000 | 148,000 | 229,000 | 307,000 |
| Net interest income | 378,000 | 784,000 | 1,112,000 | 1,503,000 |
| Noninterest income | 18,000 | 37,000 | 89,000 | 119,000 |
| Noninterest expense | 647,000 | 1,285,000 | 1,904,000 | 2,574,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -251,000 | -464,000 | -703,000 | -952,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -251,000 | -465,000 | -704,000 | -953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,344,000 | 11,130,000 | 10,891,000 | 10,641,000 |
| Total capital | 13,478,000 | 13,234,000 | 12,952,000 | 11,112,000 |
| Risk-weighted assets | 38,910,000 | 36,424,000 | 32,959,000 | 35,874,000 |