Call reports 2012
CALIFORNIA INTERNATIONAL BANK, N.A. — 2012
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 56,146,000 | 54,575,000 | 54,154,000 | 51,056,000 |
| Total loans | 32,926,000 | 33,054,000 | 33,137,000 | 30,232,000 |
| Allowance for loan losses | 1,789,000 | 1,870,000 | 1,798,000 | 1,944,000 |
| Securities available for sale | 4,775,000 | 4,565,000 | 4,363,000 | 4,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,247,000 | 42,638,000 | 42,464,000 | 39,455,000 |
| Interest-bearing deposits | 40,636,000 | 39,264,000 | 39,889,000 | 37,241,000 |
| Noninterest-bearing deposits | 2,611,000 | 3,374,000 | 2,575,000 | 2,214,000 |
| Equity capital | 8,854,000 | 8,768,000 | 8,513,000 | 8,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,192,000 | 1,764,000 | 2,289,000 |
| Interest expense | 123,000 | 235,000 | 334,000 | 426,000 |
| Net interest income | 484,000 | 957,000 | 1,430,000 | 1,863,000 |
| Noninterest income | 37,000 | 80,000 | 102,000 | 235,000 |
| Noninterest expense | 577,000 | 1,210,000 | 1,991,000 | 2,643,000 |
| Provision for loan losses | 73,000 | 73,000 | 73,000 | 73,000 |
| Pretax income | -115,000 | -232,000 | -518,000 | -604,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -115,000 | -233,000 | -519,000 | -605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,798,000 | 8,685,000 | 8,404,000 | 8,323,000 |
| Total capital | 9,322,000 | 9,215,000 | 8,925,000 | 8,790,000 |
| Risk-weighted assets | 40,620,000 | 41,077,000 | 40,347,000 | 35,875,000 |