Call reports 2011
CALIFORNIA INTERNATIONAL BANK, N.A. — 2011
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 58,824,000 | 58,243,000 | 55,211,000 | 57,729,000 |
| Total loans | 39,739,000 | 38,929,000 | 37,646,000 | 36,509,000 |
| Allowance for loan losses | 2,210,000 | 2,108,000 | 2,041,000 | 1,688,000 |
| Securities available for sale | 4,339,000 | 4,293,000 | 4,206,000 | 4,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,211,000 | 48,831,000 | 45,029,000 | 46,489,000 |
| Interest-bearing deposits | 47,007,000 | 46,753,000 | 43,142,000 | 43,828,000 |
| Noninterest-bearing deposits | 2,204,000 | 2,078,000 | 1,887,000 | 2,660,000 |
| Equity capital | 7,467,000 | 7,244,000 | 8,023,000 | 8,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,361,000 | 2,014,000 | 2,667,000 |
| Interest expense | 186,000 | 355,000 | 508,000 | 640,000 |
| Net interest income | 503,000 | 1,006,000 | 1,506,000 | 2,027,000 |
| Noninterest income | 14,000 | 27,000 | 55,000 | 70,000 |
| Noninterest expense | 741,000 | 1,404,000 | 2,209,000 | 2,837,000 |
| Provision for loan losses | 0 | 163,000 | 163,000 | 1,098,000 |
| Pretax income | -224,000 | -534,000 | -811,000 | -1,838,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -224,000 | -535,000 | -812,000 | -1,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,514,000 | 7,209,000 | 7,929,000 | 8,908,000 |
| Total capital | 8,070,000 | 7,755,000 | 8,451,000 | 9,446,000 |
| Risk-weighted assets | 42,803,000 | 42,110,000 | 40,242,000 | 41,856,000 |