Call reports 2009
CALIFORNIA INTERNATIONAL BANK, N.A. — 2009
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,454,000 | 67,574,000 | 67,302,000 | 65,039,000 |
| Total loans | 51,550,000 | 52,003,000 | 50,987,000 | 51,208,000 |
| Allowance for loan losses | 1,160,000 | 1,513,000 | 2,700,000 | 2,521,000 |
| Securities available for sale | 1,001,000 | 0 | 6,083,000 | 5,823,000 |
| Securities held to maturity | 800,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,763,000 | 48,381,000 | 51,676,000 | 50,057,000 |
| Interest-bearing deposits | 53,847,000 | 45,543,000 | 45,962,000 | 46,292,000 |
| Noninterest-bearing deposits | 3,916,000 | 2,839,000 | 5,714,000 | 3,765,000 |
| Equity capital | 8,741,000 | 6,938,000 | 3,916,000 | 3,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,527,000 | 2,345,000 | 3,086,000 |
| Interest expense | 509,000 | 845,000 | 1,143,000 | 1,417,000 |
| Net interest income | 253,000 | 682,000 | 1,202,000 | 1,669,000 |
| Noninterest income | 19,000 | 35,000 | 57,000 | 71,000 |
| Noninterest expense | 774,000 | 1,616,000 | 2,343,000 | 2,867,000 |
| Provision for loan losses | 1,398,000 | 2,848,000 | 5,778,000 | 5,778,000 |
| Pretax income | -1,900,000 | -3,747,000 | -6,862,000 | -6,905,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | -1,901,000 | -3,747,000 | -6,862,000 | -6,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,741,000 | 6,938,000 | 3,859,000 | 3,770,000 |
| Total capital | 9,443,000 | 7,625,000 | 4,531,000 | 4,443,000 |
| Risk-weighted assets | 55,675,000 | 54,078,000 | 51,753,000 | 51,951,000 |