Call reports 2008
CALIFORNIA INTERNATIONAL BANK, N.A. — 2008
What CALIFORNIA INTERNATIONAL BANK, N.A. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,195,000 | 43,246,000 | 54,745,000 | 66,492,000 |
| Total loans | 25,853,000 | 32,965,000 | 44,504,000 | 50,352,000 |
| Allowance for loan losses | 380,000 | 446,000 | 632,000 | 855,000 |
| Securities available for sale | 0 | 7,857,000 | 6,233,000 | 4,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,597,000 | 32,993,000 | 44,917,000 | 55,611,000 |
| Interest-bearing deposits | 23,914,000 | 30,119,000 | 41,964,000 | 52,529,000 |
| Noninterest-bearing deposits | 3,683,000 | 2,874,000 | 2,953,000 | 3,082,000 |
| Equity capital | 10,464,000 | 10,094,000 | 9,658,000 | 10,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,077,000 | 1,763,000 | 2,464,000 |
| Interest expense | 264,000 | 507,000 | 874,000 | 1,380,000 |
| Net interest income | 291,000 | 570,000 | 889,000 | 1,084,000 |
| Noninterest income | 10,000 | 25,000 | 28,000 | 52,000 |
| Noninterest expense | 569,000 | 1,202,000 | 1,658,000 | 2,303,000 |
| Provision for loan losses | 34,000 | 113,000 | 460,000 | 683,000 |
| Pretax income | -302,000 | -720,000 | -1,201,000 | -1,850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -302,000 | -720,000 | -1,201,000 | -1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,464,000 | 10,094,000 | 9,658,000 | 10,596,000 |
| Total capital | 10,824,000 | 10,566,000 | 10,302,000 | 11,310,000 |
| Risk-weighted assets | 28,803,000 | 42,149,000 | 51,474,000 | 56,917,000 |